Having said that, here in San Diego houses are outrageous in price so we wanted to buy and did. I don't regret that, I just wish that we had done more research, and listened more before taking a HELOC. Also something I did not know.. We got our first bill for the HELOC. If we make the minimum payment, THE PRINCIPAL NEVER GOES DOWN! We were shocked. So in essence Plan B really isnt saving us any money as we are paying extra to pay it down.
Clue: your advertisements don't qualify.
The builder gave me my earnest money back today. So, I'm not out my $1,500. Methinks that I'll see what happens next month when my balances report, and hopefully those little weenie collections and that stupid judgment will have been removed by then.
"It's an industry standard now," said Robert Hammer, chairman of R. K. Hammer Investment Bankers, a consulting firm in Thousand Oaks, Calif., whose clients include 15 of the 20 biggest card-issuing banks.
Experian and BK question: http://www.creditboards.com/phpBB2/viewtop...ight=sino sassy
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