is paypal considered a cash advance 3f

possibly a bargaining tool??

I have received nothing from you thus far which substantiates or validates the debt to which you refer. All I have so far is a growing list of violations made by you and your company which will obviously require legal action on my part if I do not receive complete deletion from all Credit Reporting Agencies which includes at a minimum Trans Union, Experian, and Equifax by Monday March 8, 2004. Should you choose not to delete this trade line and provide me with a copy of all correspondence between your company and the Credit Reporting Agencies confirming said deletion, I will have no choice but to seek damages as listed under Section � 616 Civil liability for willful noncompliance [15 U.S.C. � 1681n] of the FCRA as well as Section � 813 Civil liability [15 USC 1692k] of the FDCPA which I am sure you can easily reference. Should you require copies of either of these documents, I will be more than happy to provide them to you.

You also stated that you are aware that I had a bankruptcy discharged in your previously correspondence to you. Well why did you also state in the same letter "....the purpose of this letter is to collect a debt and any information obtained will be used for that purpose." Having this statement in your letter to me is a violation of the Federal Bankruptcy laws. You are not allowed to collect on a debt that has been discharged through the United States Bankruptcy Code.

Personal and defamatory posts about someone aren't going to get you chocolate chip cookies Christine. I've bit my tongue til now. I've been informed that yes you did post your commentary at your site, but you also banned Dacman so he couldn't respond. You, on more than one occassion have violated our TOS, most recently Saturday by your post to, or about Dacman. I am very tempted to ban you right now and let Dacman post his "commentary" without you being able to respond.

Remarks: COLLECTION ACCOUNT